Some financial “advisors” just toss your money into target funds and collect 1%. And provide no actual planning advice.

To work with a fiduciary like Chris means serious, comprehensive financial planning and strategy. For clients who really don’t want to worry about any of this stuff on a day to day basis.

Work with a Fiduciary vs a Salesperson

As a Registered Investment Advisor (RIA), we are a fiduciary. We must treat your money with the utmost care. Many people claim to be financial advisors. But are technically salespeople. The advice they give is incidental to the sale.

work with a financial planner fiduciary

The court of chancery, which governed fiduciary relations in England prior to the Judicature Acts – Source: Wikipedia

Check the licensing of the advisor you are considering. For example, do they only have a Series 7 stock broker license? Then they are a licensed salesperson. Insurance licenses work the same. Salesperson first.

Your financial advisor is not a Registered Investment Advisor or a licensed insurance advisor? They are more likely a salesperson.

Do you want to work with a fiduciary financial planner? You want to look for such licenses/designations:

  • Registered Investment Advisor (state or SEC registration both ok – my firm is registered in Massachusetts and my main office is in Belmont, MA)
  • Licensed insurance advisor
  • CFP – many CFP’s work on commission too but their certification requires the higher standard of care. (I hold the CFP® certification)
  • Other designations. Other designations besides the CFP may require a different or higher standard of care (I also hold an RMA® designation)

Ask for an advisor’s Form ADV2 “brochure.” If they have one, they’re an RIA. And you know they’re a fiduciary.

What Are you Looking For?

Are looking for this kind of financial advisory relationship? Then we might be a good fit.  Before contacting me please read the short description of who I typically serve and how I work. Find those answers here: Frequently Asked Questions (FAQ) page.

If you are still at the “is working with an advisor better for me or should I do it myself” stage, try this handy

work with chris

Free 5 question quiz that I created. Should you work with an advisor at all? Click to find out.

free 5 question scoring quiz I put together and find out if you are a:

  • Do-it-yourselfer
  • Collaborator
  • 80/20 delegator

Work with a Fiduciary Financial Planner. Take Positive Action!

Do you think there’s a possibility we could work well together? Would you like to check out what it’s like to work with a fiduciary financial planner?  Then see if we might be a good match together. Explore my questionnaire and see here:

Work with a fiduciary financial planner, work with Chris! Meet Chris, his wife Sophia, and children Christian and Kimiko. Located in Belmont, MA

Working with a financial planner, work with Chris! Meet Chris, his wife Sophia, and children Christian and Kimiko.