Chris Grande » Retirement

Experts on Roth IRA Conversion

Chris Grande — Wed, 18 Aug 2010 19:31:46 +0000

8.18.2010 Many of you know I am a fan of the Roth IRA – I have advised people in higher tax brackets to convert if they can stomach the conversion tax. For some more color on this, here is an article with 4 experts and what they are doing personally: FA Magazine Of the 4 [...]

Experts on Roth IRA Conversion is a post from: Chris Grande

LegalZoom Sued in California

Chris Grande — Sat, 10 Jul 2010 10:47:43 +0000

7.10.2010 A woman who botched the estate plan of her father using online legal documents firm LegalZoom is now suing the firm for deception and misleading statements: LegalZoom Suit From the article: The lawsuit claims that Ms. Webster and others like her relied on misleading statements by LegalZoom, including that LegalZoom carefully reviews customer documents, [...]

LegalZoom Sued in California is a post from: Chris Grande

Private Option Health Care Act – HR5444

Chris Grande — Thu, 03 Jun 2010 10:22:34 +0000

6.3.2010 For those of you that actually think the government can afford to give everyone unlimited health care so that Americans can lead horrible lifestyles and waste trillions in unnecessary health care, you can stop reading here. For those of you that know we are pulling a Greece, that the added STRUCTURAL deficit added by [...]

Private Option Health Care Act – HR5444 is a post from: Chris Grande

Good Medicare Summary

Chris Grande — Wed, 06 Jan 2010 03:40:14 +0000

1.8.2010 For those of you to whom this applies, this is a good summary of cautionary points and details about starting Medicare coverage: Yahoo Finance Do you have a Medicare story to share? Feel free to comment… Good Medicare Summary is a post from: Chris Grande

Good Medicare Summary is a post from: Chris Grande

Monday Thoughts – Pension Problems Increasing Your Tax Bill?

Chris Grande — Mon, 18 May 2009 09:53:47 +0000

5.18.09 Just exactly how much does having generous municipal benefits cost you as a taxpayer? Though it may range from city to city, for Danville, IL, they pay 50% more for their property taxes now than they would if they had no unfunded pension liabilities. See Article Here Though their case may be an outlier [...]

Monday Thoughts – Pension Problems Increasing Your Tax Bill? is a post from: Chris Grande

Yet Another Way Fantasy Inflation Estimates Will Cost You Plenty

Chris Grande — Thu, 02 Apr 2009 13:54:06 +0000

4.2.09 Just noticed this article this morning on Yahoo Finance: Yahoo – Inflation Apparently, the Congressional Budget Office (CBO) Estimates are so low, they do not expect social security recipients to receive cost of living adjustments (COLAs) until 2010 or later! This affects not only the potential recipients of these increases, but also the calculations [...]

Yet Another Way Fantasy Inflation Estimates Will Cost You Plenty is a post from: Chris Grande

Pension Troubles Ahead

Chris Grande — Wed, 01 Apr 2009 09:26:02 +0000

April 1, 2009 For those of you who think your pension is safe, here’s some (bad) food for thought: Boston Globe Pension Article Apparently, the Pension Benefit Guaranty Corporation (PBGC) who I believe currently manage Delta’s failed pension among others (fact check?) put their premiums into riskier investments over the past few years and the [...]

Pension Troubles Ahead is a post from: Chris Grande

Independent Custodian is Key to Protecting Your Money

Chris Grande — Fri, 06 Feb 2009 10:54:45 +0000

As i write this (2.4.09), I am listening to Harry Marcopoulos, the “whistle blower” who outed Bernie Madoff and also apparently a fine Greek-American! See the CNBC link to an article and video on this here He made two very interesting points that I agree would dramatically cut down on financial fraud: The first point [...]

Independent Custodian is Key to Protecting Your Money is a post from: Chris Grande

Pension Liability Map of USA

Chris Grande — Wed, 04 Feb 2009 12:07:32 +0000

VERY interesting map of US state pension funding levels from Forbes: PENSION MAP As you can see, by Forbes’ estimates of pension funding levels as a %, pensions are WAY underfunded. This underscores my previous articles about pension problems in the US. For those of you who have a pension and either always thought it [...]

Pension Liability Map of USA is a post from: Chris Grande

Roth IRA – Long Benefit Explanation from LinkedIn

Chris Grande — Fri, 23 Jan 2009 11:23:33 +0000

Tax refund: A tactic devised by politicians to give you back some of your own money in such a way that you are supposed to think it’s a gift. (from http://www.businessdictionary.com/) I privately answered a LinkedIn member’s question regarding the advantages of the Roth IRA (well since he is Canadian, the new “Canadian Roth”). He [...]

Roth IRA – Long Benefit Explanation from LinkedIn is a post from: Chris Grande